Easy Ways to Conserve $$ this week:
1) Declare a spending freeze, outside of regular bills.
2) Spend $10 less on groceries.
3) Have a meatless dinner.
4) Cook on top of the stove or crock pot vs. running the oven.
5) Use less. Shorter showers, consolidate errands, less products.
6) Go to bed earlier. (saves electricity, food, etc.)
7) Turn off heated dry option on dishwasher.
8) Do (full load of) laundry on off peak hours.
9) Turn gas fireplace off an hour before bed.
10) Read more/less t.v. time.
The above suggestions are relatively painless to implement, yet can yield tangible results. Even if only a few are put into practice, the savings are still valid.
I’ve learned that the art of frugal living is found in the seemingly small habits. I’ve also come to understand that true frugality requires a fair amount of creativity. (re-purposing things, thinking outside of the box, etc.)
I’ve researched boat loads of money saving ideas over the years. After a while, the standard, thrifty notions become repetitive and monotonous. That’s why I think a mental change is also necessary in combination with shifts in our habits.
Such mental changes may include:
- Learning to make things last or do without
- Delay purchases
- Focus on long term goals rather than temporary pleasures
- Implementing a monthly budget & having the resolve to adhere to it
- Downgrade your expectations
- Stop comparing your finances to others
- Realize you don’t need every item advertised on t.v. or the internet
- Stick to a list when shopping/No shopping therapy
- Stop & smell the roses/Be thankful
- Celebrate the small budget victories
We all have our frugal limits. I’m definitely not a “die hard” frugal disciple, but I make valiant strides. For instance, I do not grow a garden, whereas many thrifty people do. That is just one area I have no desire to venture into. However, I do shop heavily at a discount grocery store. So, I save that way.
The thing I love most about frugal living is it allows one to save in many areas in order to accomplish important financial goals.
In a nutshell, it’s living with purpose.
Do you have any other budget “mental changes” ideas?
What are some creative, “off the beaten path” money saving ideas you’ve come across? I’d love to hear! 🙂